資源描述：
《assessment of deposit mobilization in ethiopian commercial banks》由會(huì)員上傳分享，免費(fèi)在線閱讀，更多相關(guān)內(nèi)容在學(xué)術(shù)論文-天天文庫(kù)。
1、AssessmentofDepositmobilizationinEthiopianCommercialBanks 【Abstract】Depositmobilizationisanintegralpartofbankingactivity.MobilizationofsavingsthroughintensivedepositcollectionhasbeenregardedasthemajortaskofbankinginEthiopiatoday.Acceptanceofdepositsistheprimaryfunctionofcommercialbanks.
2、Assuch,depositmobilizationisoneofthebasicinnovationsincurrentEthiopianbankingactivity. 【Keywords】Depositmobilization;Commercialbanks;Ethiopianbanks ?。保甀ntroduction Nationsstriveforthedevelopmentoftheireconomyandpovertyreduction.Investmentisthedrivingforcetobringaboutfastandsustainedeco
3、nomicgrowth.Resourcestobeemployedinthefacilitationofinvestmentactivitiesareacquiredviatheaccumulationofwealthoveracertainperiodoftimeintheformofsavings.Inthisregard,banksplaycrucialintermediaryrolesinmobilizingfinancialresourcesfromthosewhowishtosaveandprovideloantothosewhowishtoinvest.H
4、avingawelldevelopedbankingsystemwithdiversifiedproductsandservicesaccessible8tothepublicisbelievedtoboosteconomicgrowthandreducepoverty.Ofcourse,therelationshipisreciprocalindicatinghigheconomicgrowthisnecessaryforasustaineddevelopmentofthebankingsystemitself. 1.1Objectiveoftheresearch
5、 ThisstudyprovidesassessmentofthepotentialfordepositmobilizationinlightoftheenhancedrolesoftheEthiopianbankingindustryintheEthiopianeconomy. 1.2Methodology Themethodologyemployedisbothprimaryandsecondarydataavailableinternallyandexternally. 2.Literaturereview Savingsisaforegonecurren
6、tconsumptionforfutureconsumptionthataccountsfortheresidualbetweenincomeandconsumption.Beyondpostponingconsumption,holdingresourcesundercontrolandsustainingthemforcertaindurationreflectsthetimeaspectofsaving(Schreiner,2005).Savingsistherefore,themovementofresourceseitherasstocksorflowsfro
7、mcurrenttothefuture.Itisinducedbymotivesofmulti-naturebeitshortorlongtimedurations.Theprocessofsavingsisvoluntary,involuntaryandforcedtypes(Thirlwall,2000). Themajortypeofmodeofsavingaresavingcomparedwithincome8levelandgrowththeeffectonthelevelofsavingandrateofsavingarea
