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1、ABSTRACTMicrocreditprovidesmicrocreditbasicfinancialservicesforlow-incomegroups,whichisanimportantwaytosolvethesocialincomegapproblemandpromotetheeconomicdevelopment.Asthedevelopmentalstageoftheemergingassetclassofservicesinthefinancialindustry,efficiency,cost,ri
2、skandotherissuescauseanurgentneedformicrocreditinformationmanagementofthebankmicrocreditservice.Inordertoenhancethebankmicrocreditservicemanagement,achievethescientificmanagementandintensiveoperation,thusthemicrocreditmanagementsystemdesignedanddeveloped.Analyzin
3、gthedevelopmenttrendofmicrocreditserviceandcurrentdevelopmentofbankcreditmanagementsystem,thispaperproposesdemandsandfeasibilityofmicrocreditmanagementsystemdevelopmentthroughtheresearchofpracticemicrocreditserviceprocesses.Furthermore,withadetailedanalysisofthec
4、reditapplication,pre-creditinvestigation,creditapproval,andotherserviceprocesses,wedescribethecustomerinformationmanagement,servicemanagement,systemmanagement,andothermainfunctionsofmicrocreditservicemanagement;Onthebasisofabove,thispapermakesanoveralldesignformi
5、crocreditmanagementsystem,proposesthesystemdesignprinciples,andconcretedesignbasicsettings,servicemanagement,querystatistics,systemmanagementandotheroperationsfunctions,andalsothedatabasedesign.Afterthat,UMLmodelingandobject-orientedanalysisanddesignmethodsareado
6、ptedtorealizethemicrocreditmanagementsystemandabstractthesysteminterfaceimplementation.Atlast,thispaperintroducesthecustomermanagement,servicemanagement,querystatistics,systemmanagementandothermainfunctionoperationofthesystemindetail.Inaword,thedevelopmentandusin
7、gofmicrocreditmanagementsystemenablethebanktofurtherstandardizemicrocreditoperationprocedures,improvethemanagementlevel,andreducetheriskandenhancethescientificdecision-makingofmicrocreditservice.Thislayagoodfoundationforpromotinginformationprocessingofmicrocredit
8、service.KEYWORDS:Microcredit;ManagementSystem;ObjectOriented;DataBase;FunctionalDesign萬方數(shù)據(jù)目錄第一章緒論..............................................................
