資源描述：
《銀行業(yè)市場結(jié)構(gòu)與經(jīng)濟增長分析》由會員上傳分享，免費在線閱讀，更多相關(guān)內(nèi)容在學(xué)術(shù)論文-天天文庫。
1、ABSTRACTBankingindustryisoneofthemostsignificantpartsoffinancialsystem．Itaffectsacountry’Smicroeconomytosomeextent．Asoundbankingindustrycouldreducetheinformationandtradecosts．Inthisway,itcouldaffecttherate，theinvestmentpolicy,thetechnologyinnovationand
2、theeconomicgromh．Asoundbankingstructurecouldalsoaffectthedevelopmentandgrowthofindustriesandeconomy．Butinthereality,thebankingstructuresaredifferentbecausedifferentcountriesandregionshavedifferentsituationinpolitics，economy,andcultureandtechnology．Thus
3、itwouldbeprofoundtodosomeresearches011therelationshipbetweenbankingstructureandeconomicgrowth．Inrecentyears，Chinesexlnanclalsystem腳Deenlmproveaalotandtheconcentrationratio．ofbankingindustryhasbeendropped．Butthe‘state-ownedcommercialbanksarestillholding
4、themarket．Sofar,thesefourcommercialbanksa爬holing8lbOVefifty．fivepercentassets，．savingsandloans．However,the"creditthesebankssuppliedis。notsutticienttothedemands．Smal．1andmiddle—sized．enterprisescouldnotgetloanssuccessfully．Thus，topromotetheeconomicgrowt
5、h，theeconomistsandpolicy-makershavetoCarTyout：somepoliciestooptimizethebankingstructure，improvethequalityofcredibandSOon．Thethesisstudiestherdationskipbetweenbanking8ql'uctureandeconomicgrowth．Itisdivided．．intofivechapters：Chapteroneis幽dl刪on，i駔．eluding
6、thethesisbackground,theresearchmeaninganddetailedelaboratetheclassictheoriesofbankingSl譬u跏rcandeconomicgrowth；Chaptertwointroducesthebasicconceptsofbankingstructure，includingthemeasurementofbankingstructure，theaffectsofdifferentbankingstructure；Chapter
7、threechooseschinatostudytherelationshipbetweenbankingstructurc¨andeconomicgrowth．ChapterfourchoosesBeijingtoresearchfurther；ChapterfiveexplainsandcomparestheconclusionswhichlasttWOchapterscomesto．Andgivesomesuggestionsonhowtoconstructasoundbankingstruc
8、tureinChinaandBeijing．Keyword：BankingStructure；ConcentrationRatio；EcononficGrowth獨創(chuàng)性聲明本人聲明所呈交的論文是我個人在導(dǎo)師指導(dǎo)下進行的研究工作及取得的研究成果。盡我所知，除了文中特別加以標(biāo)注和致謝的地方外，論文中不包含其他人已經(jīng)發(fā)表或撰寫過的研究成果，也不包含為獲得北京工業(yè)大學(xué)或其它教育機構(gòu)的學(xué)位或證書而使用過的材料。與我一同工作的同志對本研究所做的任何貢獻均已在論文中作了明確的說明并
