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《2019 Insurance Industry Outlook》由會員上傳分享，免費在線閱讀，更多相關(guān)內(nèi)容在學術(shù)論文-天天文庫。
1、2019InsuranceOutlookGrowingeconomybolstersinsurers,butlonger-termtrendsmayrequiretransformation2019InsuranceOutlook:Growingeconomybolstersinsurers,butlonger-termtrendsmayrequiretransformation2Brochure/reporttitlegoeshere
2、SectiontitlegoeshereTableofcontentsWheredoinsurersstandastheyenter2019?1Technol
3、ogytrends:Insurersappearpoisedtoleveragecloud,blockchain4Thefutureofwork:Adaptationstrategiesbecomingmoreimportant7Productdevelopmenttrends:IoT,InsurTechcanenablemoreflexiblepolicies9Mergerandacquisitiontrends:Insurersgettingmixedsignals11Regulatorytrends:Focusbroadensfromsolvencytomarketconduct14Cy
4、berrisktrends:Regulationsexpandglobally18Privacytrends:Newrulesputinsurersinthehotseat22Taxreform:Earlyresultspositive,butlong-termimpactuncertain27Wheredoinsurersfitinanevolvingeconomyandsociety?29022019InsuranceOutlook:Growingeconomybolstersinsurers,butlonger-termtrendsmayrequiretransformationWher
5、edoinsurersstandastheyenter2019?Sustainedeconomicgrowth,risinginterestrates,andof6.1percentindevelopingmarkets,thatfigurewasdownhigherinvestmentincomeareamongthepositivefactorsfrom2016’s9.8percent,thankslargelytoChina’sgrowththatappeartobebolsteringinsurerresultsin2018,settingratebeingcutbyhalfto10p
6、ercent.6thestageforenhancedtop-andbottom-linegrowthintheyearahead.1TheUSpropertyandcasualty(P&C)sideoftheUSP&Ccarriershaveseentheirinsurableexposurebasebusinessgotofftoaparticularlygoodstartinthefirsthalf,continuetoexpandforbothpersonalandcommercialwithnetincomemorethandoublingcomparedto2017lines,li
7、kelythanksinparttofasterGDPgains,ashrinking(seefigure1).2unemploymentrate,andhigherconsumerspending.Buttherehasalsobeensomeluckbehindimprovingresults,Althoughglobalconsolidatedfiguresfor2018willnotbeasinsurersenjoyedawelcomefirst-halfrespitefromrecordavailableuntilthemiddleof2019,datafortheendof2017
8、naturaldisasterlosses—downgloballybyone-thirdtosuggestthatthenon-USinsuranceindustryisalsogrowing,$17billioncomparedwiththesameperiodin2017.7butperhapsnotasquicklyasitsAmericancounterpart,Thisshouldcu
