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1、個(gè)人收集整理勿做商業(yè)用途封面作者：ZHANGJIAN僅供個(gè)人學(xué)習(xí)，勿做商業(yè)用途3/20個(gè)人收集整理勿做商業(yè)用途摘要隨著國內(nèi)經(jīng)濟(jì)的飛速發(fā)展，我國的中小企業(yè)迅猛發(fā)展起來，為地區(qū)的經(jīng)濟(jì)發(fā)展，增加了就業(yè)崗位，同時(shí)也緩解了我國的就業(yè)壓力，實(shí)現(xiàn)科技創(chuàng)新與成果轉(zhuǎn)讓等方面發(fā)揮出越來越重要的作用，決定了必須重視中小企業(yè)的生存與發(fā)展?，F(xiàn)階段，金融不僅是國家對經(jīng)濟(jì)進(jìn)行宏觀調(diào)控的重要杠桿，也深刻影響著我國社會(huì)經(jīng)濟(jì)生活的各個(gè)方面。由于中小企業(yè)自身的特點(diǎn)，即規(guī)模小，可控資源更為稀缺，又往往處于快速發(fā)展階段，需要大量的資金的投入，所以，大多數(shù)中小企業(yè)
2、都面臨著融資難的困境，嚴(yán)重阻礙中小企業(yè)的發(fā)展。我國目前中小企業(yè)融資難，存在企業(yè)本身﹑金融機(jī)制﹑政府三個(gè)層面的多方面的原因，為此要制定相應(yīng)的治理辦法。就中小企業(yè)融資難問題，進(jìn)行分析研究，并提出解決中小企業(yè)融資的相關(guān)對策。關(guān)鍵詞：中小企業(yè)；融資；融資渠道；融資方式；直接融資summaryWiththerapiddevelopmentofdomesticeconomy,themediumandsmallenterprisesinChinadevelopedrapidly,astheregion'seconomicdevelo
3、pment,increaseemployment,butalsoeasethepressureofemploymentinourcountry,realizingthetransferofscientificandtechnologicalinnovationandachievementsplayanincreasinglyimportantrole,thedecisionmustpayattentiontothesurvivalanddevelopmentofsmallandmedium-sizedenterprise
4、s.Atpresent,financeisnotonlyanimportantleverofnationalmacroeconomicregulation,butalsoaprofoundimpactonallaspectsofoursocialandeconomiclife.Duetoitscharacteristicsofsmallandmedium-sizedenterprises,thescaleissmall,thecontrollableresourcesmorescarce,andofteninthesta
5、geofrapiddevelopment,requiresubstantialcapitalinvestment,therefore,themajorityofsmallandmedium-sizedenterprisesarefacedwithfinancingdifficulties,aseriousobstacletodevelopmentofsmallandmedium-sizedenterprises.Ourcountryatpresentthefinancingofsmallandmedium-sizeden
6、terprises,enterpriseitself,threeaspectsoffinancialmechanism,thegovernment'sreasonsinmanyaspects,thereforeshouldformulatecorrespondingmanagementmeasures.Onthefinancingproblemsofsmallandmedium-sizedenterprises,analysisandstudy,andputsforwardtherelatedcountermeasure
7、stosolvethefinancingofsmallandmedium-sizedenterprises文檔來源網(wǎng)絡(luò)及個(gè)人整理,勿用作商業(yè)用途Keywords:smallandmedium-sizedenterprises;financing;financing;financing;directfinancing文檔來源網(wǎng)絡(luò)及個(gè)人整理,勿用作商業(yè)用途目錄中文摘要及關(guān)鍵詞……………………………………………………………………………Ⅰ英文摘要及關(guān)鍵詞……………………………………………………………………………Ⅱ一、中小企業(yè)融資
8、的概述1文檔來源網(wǎng)絡(luò)及個(gè)人整理,勿用作商業(yè)用途（一）融資的定義1文檔來源網(wǎng)絡(luò)及個(gè)人整理,勿用作商業(yè)用途（二）中小企業(yè)的界定1文檔來源網(wǎng)絡(luò)及個(gè)人整理,勿用作商業(yè)用途3/20個(gè)人收集整理勿做商業(yè)用途（三）中小企業(yè)的融資渠道3文檔來源網(wǎng)絡(luò)及個(gè)人整理,勿用作商業(yè)用途二、我國中小企業(yè)融資的狀況6文檔來源網(wǎng)絡(luò)及個(gè)人整理,勿用作商
