資源描述：
《翰威特 - Health Care Consumerism》由會員上傳分享，免費在線閱讀，更多相關(guān)內(nèi)容在教育資源-天天文庫。
1、HealthCareConsumerism: TheBroadView HewittAnnualHealthCareResearchResultsandInsightsPresentedby:JackE.Bruner,FSAGlobalHealthCarePracticeLeaderHewittAssociatesLLCToprotecttheconfidentialandproprietaryinformationincludedinthismaterial,itmaynotbedisclosedorprovidedtoa
2、nythirdpartieswithouttheapprovalofHewittAssociatesLLC.HealthCareSurveyParticipantProfile524companies6+millionemployeesAveragecompany: 12,611employeesPrimarilyHR andBenefit LeadersConsumerproducts12%Pharmaceuticals4%Manufacturing13%Financial7%Technology4%Healthcare9
3、%Retail9%Entertainment/hospitality4%Insurance7%Professionalservices8%Energyproduction/Transmission2%Other2%Printing,Publishing&Communication2%Utilities4%Government/Education8%Telecommunications3%Chemicals3%Transportation2%ExpectedAverageCostIncreaseOverallcostincre
4、asefrom2004to2005willaverage12%,but8%isthemaximumaffordableincreaseTraditionalHMOEPOPOSPPOIndemnityMedicareAdvantagePrescriptionDrugs12%12%11%11%12%9%13%ConsumerDrivenBuildYourOwnMulti-tierSelectCDHP(account-based)7%8%9%10%StrategicDirectionEmployeecontributionsfor
5、dependentcoverageProvidernetworksEmployeecontributionsforsinglecoverageDiseasemanagementincentivesBenefitdesignand out-of-pocketcostsharingPrescriptiondrugplanalternativesYourOrganization’sApproachTowardChangeLeadingedgeClosefollowerStrategicDirectionYourOrganizati
6、on’sApproachTowardChangeAdvancedprocurementstrategiesIncentivestouseefficientprovidersStrategicoutsourcingConsumerdrivenhealthplansExitingretireemedical13%27%27%25%19%19%13%9%8%8%LeadingedgeClosefollowerHowWillWeInfluenceConsumers?+EmployeeChoosingandUsingBehaviors
7、ChoosingHealthPlansTraditionalPlansPPOPOSHMOEPOConsumerDrivenPlansAccount-basedCDHPsBuildYourOwnSelectNetworksMulti-tierNetworksUsingHealthCareHealthChoicesPhysicianChoicesHospitalChoicesPharmaceuticalChoices+DesigningIncentivesforBehavioralChangeCopays$20Coinsuran
8、ce20%Carrots+Sticks●$2Generics●30%Brands“BuildYourOwn”HealthPlanHealthSavingsAccountsMandates/ClosedNetworks+HealthSavingsAccount-Based ConsumerD
