表示險(xiǎn)別的表達(dá)有以下幾種基本險(xiǎn)和附加險(xiǎn)(additional)

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1、ModuleTwelve:InsuranceInsurancecoverageIntensiveStudyHomeworkReferencebooksforfurtherreadingSupplementaryMaterialInsurancecoverage表示險(xiǎn)別的表達(dá)有以下幾種：基本險(xiǎn)和附加險(xiǎn)（additionalrisks）1)基本險(xiǎn)包括：平安險(xiǎn)（FreefromparticularAverage,FPA），水漬險(xiǎn)（WithParticularAverage,WPA）和一切險(xiǎn)（AllRisks,AR）三種。2)平安險(xiǎn)不承擔(dān)

2、單獨(dú)海損的賠償，是一種范圍較窄的險(xiǎn)別，不承擔(dān)部分海損。只提供類似船只擱淺等實(shí)際海損所引起的全損及共同海損的賠償。FreefromparticularAverage(F.P.A.)Insurance:平安險(xiǎn)IntensiveStudyVocabulary＆NotesUsefulSentencesSummary:TermsUsedinInsuranceVocabulary＆Notes（1）AdditionalNotes(疑難淺析)C.I.F.:即CostInsuranceFreight的縮寫，成本加保險(xiǎn)費(fèi)，運(yùn)費(fèi)。①insurancen

3、.:保險(xiǎn)②insuranceagent保險(xiǎn)代理人insurancebroker保險(xiǎn)經(jīng)紀(jì)人insurancecertificate保險(xiǎn)憑證insurancecommission保險(xiǎn)傭金insurancemarket保險(xiǎn)市場(chǎng)insurancepolicy保險(xiǎn)單Vocabulary＆Notesinsuranceamount保險(xiǎn)金額insurancecoverage保險(xiǎn)范圍insurancecompany保險(xiǎn)公司insuranceclause保險(xiǎn)條款insuranceinstruction投保通知insurancebusiness保險(xiǎn)企業(yè)

4、insuranceconditions保險(xiǎn)條件③表示“投?！?，“辦理保險(xiǎn)”可用：toarrange/cover/effect/provide/takeoutinsurance1)Weshallprovidesuchinsuranceatyourcost.2)Haveyoutakenoutinsuranceonthetiles?Vocabulary＆Notes▼Theinsurancecompanywillberesponsibletopayclaimsfortotalorconstructivetotallossessuffere

5、dbythewholelotofcargoesduringthetransportationduetosuchnaturalcalamitiesasvileweather,thunderandlightning,tidalwave,earthquakes,andfloods,orfortotalorpartiallossesduetotheshiporcarrierbeingfire,stranded,sinking,collidingormeetingotherfortuitous.▼Theinsurancecompanywil

6、lalsoberesponsible,whenlossesareincurredinthecourseofloadingorunloading,forinstance,whenoneorseveralwholeparcelsofthegoodsaredroppedintotheseaandareconsideredlost,orwhengeneralaverageisincurred,i.e.whenlossesorexpensesareincurredinthecommoninterest.Vocabulary＆Notes3)水

7、漬險(xiǎn)對(duì)整個(gè)保險(xiǎn)期間內(nèi)由海難引起的全部損失或損壞提供廣泛保險(xiǎn)。WithParticularAverage(W.P.A.)Insurance:水漬險(xiǎn)▼Thecoverunderthisinsuranceismoreextensive.TheinsurerisliablealsoforthepartiallossesoftheinsuredgoodsduetotheriskscausedbynaturalcalamitiesmentionedunderF.P.Ainsurance.4)一切險(xiǎn)承擔(dān)不管是海難還是一般外來險(xiǎn)原因所造成的被保之

8、物的全損或部分損失的賠償責(zé)任。一切險(xiǎn)除包括共同海損和單獨(dú)海損責(zé)任外，保險(xiǎn)公司對(duì)被保險(xiǎn)貨物在運(yùn)輸途中由于外來原因造成的短少，短量，滲漏，碰碎，鉤損，雨淋，生Vocabulary＆Notes銹，受潮，受熱，發(fā)霉，竄味，玷污等全部或部分損失也負(fù)責(zé)賠償?！?/p>