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《商業(yè)銀行發(fā)展供應(yīng)鏈融資業(yè)務(wù)研究【畢業(yè)論文】》由會(huì)員上傳分享，免費(fèi)在線閱讀，更多相關(guān)內(nèi)容在學(xué)術(shù)論文-天天文庫。
1、--畢業(yè)論文（20__屆）浙江萬里學(xué)院商學(xué)院××××××××××××商業(yè)銀行發(fā)展供應(yīng)鏈融資業(yè)務(wù)研究21浙江萬里學(xué)院商學(xué)院××××××××××××摘要隨著我國(guó)經(jīng)濟(jì)體制改革的不斷深入和市場(chǎng)化進(jìn)程的不斷推進(jìn)，中小企業(yè)已逐漸成為當(dāng)代經(jīng)濟(jì)體系中最為活躍的因素和力量。然而這些中小企業(yè)自身普遍存在的信用弱、周轉(zhuǎn)資金缺乏、應(yīng)收賬款回收慢、貸款擔(dān)保難的四大障礙，緊緊扣住其發(fā)展的瓶頸，制約了中小企業(yè)的發(fā)展。商業(yè)銀行的經(jīng)營(yíng)原則首先是確保安全性，很難對(duì)中小企業(yè)這一高風(fēng)險(xiǎn)群體提供金融支持。供應(yīng)鏈融資通過借助于中小企業(yè)同處一條供應(yīng)鏈的大企業(yè)的資信，以第三方物流企業(yè)的參加管理，不僅解決了中小企業(yè)作為弱勢(shì)一方
2、融資難的問題，更重要的意義在于使整條供應(yīng)鏈的資金配置達(dá)到均衡，增強(qiáng)了整體的競(jìng)爭(zhēng)力，也搭建了銀行和供應(yīng)鏈上企業(yè)群體的良性互動(dòng)。本文著重通過傳統(tǒng)貿(mào)易融資與供應(yīng)鏈融資業(yè)務(wù)的對(duì)比，來揭露出商業(yè)銀行開展供應(yīng)鏈融資業(yè)務(wù)發(fā)展中存在的問題和潛在的風(fēng)險(xiǎn)并提出相應(yīng)的建議，希望能為政府或者有關(guān)部門提供參考。關(guān)鍵詞：供應(yīng)鏈融資；資金配置；物流企業(yè)21浙江萬里學(xué)院商學(xué)院××××××××××××AbstractWiththeconstantdeep-goingofthenationaleconomicsystemreformandtheadvanceofmarketingprocess,smallandm
3、ediumenterpriseshavegraduallybecomethecontemporaryeconomicsystemofthemostactivefactorsandstrength.Butthesesmallandmediumenterpriseswidespreadcreditweakturnoverfundslackaccountsreceivablerecoveryslowloanguaranteedifficultandsoonfourobstacles,tightlyabidebyitsdevelopmentbottleneck,restrictedth
4、edevelopmentofsmallandmediumenterprises.Commercialbankmanagementprincipleistoensuresafety,itisdifficulttofirsttosmallandmediumenterprisesprovideahigh-riskgroupfinancialsupport.Supplychainusingsmallandmediumenterprisefinancinginasupplychainwiththebigenterprise'scredittothethirdpartylogisticse
5、nterprisetoparticipateinthemanagementofsmallandmediumenterprises,asnotonlysolvestheproblemsoffinancingdifficultiesoftheweakpart,themoreimportantsignificanceistomakethewholesupplychainachievingequilibriumcapitalallocation,andenhancetheoverallcompetitiveness,alsobuiltBanksandsupplychainenterpr
6、isegroupsofbenigninteraction.Thisarticleisfocusedonthedifferentbetweenthetraditionaltradefinancingandsupplychainfinancing,toexposecommercialBanksfinancingbusinessdevelopmentinthesupplychaintheexistingproblemsandpotentialrisksandputforwardthecorrespondingproposal,thehopeforthegovernmentorothe
7、rrelevantdepartmentstoprovidethereference.Keywords:supplychainfinance；fundallocation；?logisticsenterprise21浙江萬里學(xué)院商學(xué)院××××××××××××目錄1我國(guó)商業(yè)銀行供應(yīng)鏈融資業(yè)務(wù)的概述11.1商業(yè)銀行供應(yīng)鏈融資業(yè)務(wù)產(chǎn)生的背景11.1.1國(guó)際上供應(yīng)鏈融資業(yè)務(wù)產(chǎn)生的背景11.1.2國(guó)內(nèi)供應(yīng)鏈融資業(yè)務(wù)產(chǎn)生的背景21.2商業(yè)銀行供應(yīng)鏈融資業(yè)務(wù)的現(xiàn)狀21.3商業(yè)銀行供應(yīng)鏈融資業(yè)務(wù)的特點(diǎn)42深發(fā)
