企業(yè)信用評價體系建立

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1、畢業(yè)論文論文題目：企業(yè)信用評價體系的建立年級專業(yè)2006級會計學(xué)學(xué)號20064091學(xué)生姓名葉倩文指導(dǎo)教師陳艷麗二○一零年六月5.1-9,,services,andmakethecitymoreattractive,strengtheningpublictransportinvestment,establishedasthebackboneoftheurbanrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotecti

2、ngtheregionalpositionandachieve17企業(yè)信用評價體系的建立摘要隨著我國經(jīng)濟(jì)市場化進(jìn)程的深入，商業(yè)信用在市場經(jīng)濟(jì)中扮演著越來越重要的角色。為了維護(hù)市場經(jīng)濟(jì)秩序、促進(jìn)市場的健康發(fā)展、防范和化解信用風(fēng)險等，建立一個健全、完善的企業(yè)信用評價體系勢在必行。但是從目前我國企業(yè)信用評級存在很多不完善的地方。企業(yè)信用評級起源于外國，目前歐美國家的信用評級經(jīng)過很多年的發(fā)展已經(jīng)很完善。相比之下我國的企業(yè)信用評級起步較晚，企業(yè)信用評級在商業(yè)中的應(yīng)用也不夠廣泛。因此考慮到我國目前狀況，我們必須要發(fā)

3、展和探索信用評級理論，建立適合我國的健全的企業(yè)信用評級體系，不斷的對之進(jìn)行完善。本文在借鑒美國信用評級的經(jīng)驗(yàn)的基礎(chǔ)上，對我國的企業(yè)信用評級體系的建立進(jìn)行了研究，指出了我國企業(yè)信用評級體系存在的問題，然后針對這些問題建立企業(yè)信用評級體系，最后對信用評級體系的建立提出了一些意見。希望我國的企業(yè)信用評級能夠得到更好的發(fā)展，為我國的經(jīng)濟(jì)發(fā)展保駕護(hù)航。關(guān)鍵詞：信用；企業(yè)信用評級；評級指標(biāo)5.1-9,,services,andmakethecitymoreattractive,strengtheningpublic

4、transportinvestment,establishedasthebackboneoftheurbanrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotectingtheregionalpositionandachieve17ESTABLISHTHECREDITRATINGSYSTEMOFENTERPRISESAbstractWithChina'seconomics’development,commercial

5、creditplaysamoreandmoreimportantrole.Inordertosafeguardthefinancialorder,andpromotethehealthydevelopmentofthemarket,toguardagainstandavoidthecreditrisk,itisimperativetoestablishasoundandperfectcreditratingsystemofenterprises.Butthere’restillsomedisadvant

6、agesinthecurrentcreditratingsystemofenterprises.Creditratingoriginatedfromforeigncountries,suchas,EuropeandAmerica.Andthecreditratingsystemofenterpriseismatureaftermanyyearsofdevelopment,China'screditratingofenterprisesstartedlatecomparedwiththem,anditsa

7、pplicationsarenotwidely.ThereforeconsideringChina'scurrentmarketsituationincreditrating,wemustdevelopandstudythetheoryofcreditrating,establishasuitableandsoundcreditratingsystemofenterprise,constantlytoimproveanddevelopourcreditratingmarket.Inthispaper,w

8、estarttoestablishacreditratingsystemofenterprisesonthebasisoftheexperiencefromtheUnitedStates,andthenpointedouttheexistingproblemsofenterprises’creditratingsystem,finallyputsforwardsomeadviceaboutit.Wishourenterprises’cred