企業(yè)信用評(píng)價(jià)體系建立

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1、畢業(yè)論文論文題目：企業(yè)信用評(píng)價(jià)體系的建立年級(jí)專業(yè)2006級(jí)會(huì)計(jì)學(xué)學(xué)號(hào)20064091學(xué)生姓名葉倩文指導(dǎo)教師陳艷麗二○一零年六月5.1-9,,services,andmakethecitymoreattractive,strengtheningpublictransportinvestment,establishedasthebackboneoftheurbanrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotecti

2、ngtheregionalpositionandachieve17企業(yè)信用評(píng)價(jià)體系的建立摘要隨著我國(guó)經(jīng)濟(jì)市場(chǎng)化進(jìn)程的深入，商業(yè)信用在市場(chǎng)經(jīng)濟(jì)中扮演著越來(lái)越重要的角色。為了維護(hù)市場(chǎng)經(jīng)濟(jì)秩序、促進(jìn)市場(chǎng)的健康發(fā)展、防范和化解信用風(fēng)險(xiǎn)等，建立一個(gè)健全、完善的企業(yè)信用評(píng)價(jià)體系勢(shì)在必行。但是從目前我國(guó)企業(yè)信用評(píng)級(jí)存在很多不完善的地方。企業(yè)信用評(píng)級(jí)起源于外國(guó)，目前歐美國(guó)家的信用評(píng)級(jí)經(jīng)過(guò)很多年的發(fā)展已經(jīng)很完善。相比之下我國(guó)的企業(yè)信用評(píng)級(jí)起步較晚，企業(yè)信用評(píng)級(jí)在商業(yè)中的應(yīng)用也不夠廣泛。因此考慮到我國(guó)目前狀況，我們必須要發(fā)

3、展和探索信用評(píng)級(jí)理論，建立適合我國(guó)的健全的企業(yè)信用評(píng)級(jí)體系，不斷的對(duì)之進(jìn)行完善。本文在借鑒美國(guó)信用評(píng)級(jí)的經(jīng)驗(yàn)的基礎(chǔ)上，對(duì)我國(guó)的企業(yè)信用評(píng)級(jí)體系的建立進(jìn)行了研究，指出了我國(guó)企業(yè)信用評(píng)級(jí)體系存在的問題，然后針對(duì)這些問題建立企業(yè)信用評(píng)級(jí)體系，最后對(duì)信用評(píng)級(jí)體系的建立提出了一些意見。希望我國(guó)的企業(yè)信用評(píng)級(jí)能夠得到更好的發(fā)展，為我國(guó)的經(jīng)濟(jì)發(fā)展保駕護(hù)航。關(guān)鍵詞：信用；企業(yè)信用評(píng)級(jí)；評(píng)級(jí)指標(biāo)5.1-9,,services,andmakethecitymoreattractive,strengtheningpublic

4、transportinvestment,establishedasthebackboneoftheurbanrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotectingtheregionalpositionandachieve17ESTABLISHTHECREDITRATINGSYSTEMOFENTERPRISESAbstractWithChina'seconomics’development,commercial

5、creditplaysamoreandmoreimportantrole.Inordertosafeguardthefinancialorder,andpromotethehealthydevelopmentofthemarket,toguardagainstandavoidthecreditrisk,itisimperativetoestablishasoundandperfectcreditratingsystemofenterprises.Butthere’restillsomedisadvant

6、agesinthecurrentcreditratingsystemofenterprises.Creditratingoriginatedfromforeigncountries,suchas,EuropeandAmerica.Andthecreditratingsystemofenterpriseismatureaftermanyyearsofdevelopment,China'screditratingofenterprisesstartedlatecomparedwiththem,anditsa

7、pplicationsarenotwidely.ThereforeconsideringChina'scurrentmarketsituationincreditrating,wemustdevelopandstudythetheoryofcreditrating,establishasuitableandsoundcreditratingsystemofenterprise,constantlytoimproveanddevelopourcreditratingmarket.Inthispaper,w

8、estarttoestablishacreditratingsystemofenterprisesonthebasisoftheexperiencefromtheUnitedStates,andthenpointedouttheexistingproblemsofenterprises’creditratingsystem,finallyputsforwardsomeadviceaboutit.Wishourenterprises’cred