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1、安徽財(cái)經(jīng)大學(xué)碩士學(xué)位論文新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)發(fā)展研究——以淮安市為例內(nèi)容摘要農(nóng)村居民養(yǎng)老問(wèn)題是牽動(dòng)我國(guó)經(jīng)濟(jì)社會(huì)發(fā)展的一根神經(jīng)。隨著農(nóng)村人口老齡化問(wèn)題的凸顯，社會(huì)對(duì)完善農(nóng)村居民養(yǎng)老保險(xiǎn)制度的呼聲高漲。解決農(nóng)村養(yǎng)老問(wèn)題是維持農(nóng)村社會(huì)穩(wěn)定，統(tǒng)籌城鄉(xiāng)發(fā)展，促進(jìn)國(guó)內(nèi)經(jīng)濟(jì)繁榮的必然要求。2009年，國(guó)家開(kāi)始實(shí)施新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度（以下簡(jiǎn)稱(chēng)新農(nóng)保），并在全國(guó)10%的區(qū)縣進(jìn)行試點(diǎn)。經(jīng)過(guò)三年的發(fā)展，新農(nóng)?，F(xiàn)已在國(guó)內(nèi)全面推行。新農(nóng)保工作開(kāi)展至今已取得了初步成效。本文利用在江蘇省淮安市的調(diào)查數(shù)據(jù)，研究新農(nóng)保在淮安實(shí)施的現(xiàn)狀。結(jié)果發(fā)現(xiàn)淮安市在新農(nóng)保推進(jìn)過(guò)程
2、參保率不斷提升，居民的繳費(fèi)檔次也逐年提高，新農(nóng)保的經(jīng)辦管理方式也得到了改善。然而，淮安市新農(nóng)保也面臨著政府補(bǔ)貼執(zhí)行難度大、基金管理風(fēng)險(xiǎn)大、宣傳力度不夠和待遇水平偏低等問(wèn)題。文章通過(guò)研究淮安市新農(nóng)保發(fā)展的調(diào)研結(jié)果，結(jié)合國(guó)外農(nóng)村養(yǎng)老保險(xiǎn)制度對(duì)我國(guó)的啟發(fā)，提出了強(qiáng)化各級(jí)政府的責(zé)任，加大財(cái)政對(duì)新農(nóng)保的投入力度、提高繳費(fèi)水平和統(tǒng)籌層次、注重新農(nóng)保基金的運(yùn)營(yíng)管理與保值增值、做好新農(nóng)保與土地流轉(zhuǎn)制度的配合、加大新農(nóng)保政策宣傳力度以提高參保率、完善農(nóng)村社會(huì)保險(xiǎn)立法等完善我國(guó)新農(nóng)保制度的建議，希望能夠?yàn)槲覈?guó)的農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)事業(yè)提供理論依據(jù)。新農(nóng)保是國(guó)家對(duì)
3、農(nóng)民提供的養(yǎng)老福利，政策推行的效果直接影響著我國(guó)社會(huì)的繁榮與穩(wěn)定。因此，必須妥善處理好農(nóng)村居民的養(yǎng)老問(wèn)題，保障農(nóng)民的切身利益。關(guān)鍵詞：新農(nóng)保，財(cái)政投入，土地流轉(zhuǎn)，基金管理1安徽財(cái)經(jīng)大學(xué)碩士學(xué)位論文THEDEVELOPMENTRESEARCHOFNEWRURALSOCIALPENSIONINSURANCE---BASEDONTHEDATEOFHUAIANABSTRACTTheold-ageproblemofcountrysideisaffectingChina'seconomicandsocialdevelopment.Alongwitht
4、heold-ageproblem,weshouldperfecttheruralsocialsecuritysystem.Solvetheproblemofruralprovidefortheagedistherequirementofmaintenancesocialstabilityinruralareas,makingurbanandruraldevelopment,andpromotingdomesticeconomicprosperity.In2009,Chinabegantocarryoutthenewruralsocialp
5、ensioninsurancesystem,and10%ofthedistrictsandcountiespilot.Afterthreeyearsofdevelopment,theinsuranceisnowcarryoutinthewholecountry.Thenewruralsocialpensioninsuranceworkhasachievedinitialresults.ThispaperusesthedateinHuai’anCityJiangsuprovince,researchthecurrentsituationof
6、thecity,andtheinsuranceraterising,residentspaygradesalsoincreaseyearbyyear,theinsuranceagencymanagementmodehasbeenimproved.However,inHuai’anCity,theinsuranceisalsofacingproblems,suchasthegovernmentsubsidiesenforcementdifficulty,fundmanagementinrisks,lackofpublicityandpayl
7、evelislow.ThisarticlethroughtheresearchofHuai’ancity,combinedwiththeold-ageinsurancesysteminabroad,putforwardtostrengthentheresponsibilityofgovernments,increasefinancetotheinsuranceinvestment,improvethepaymentlevelandoveralllevel,payattentiontothenewagriculturalinsurancef
8、undmanagementandguaranteethevalueincrement,doagoodjobinthenewagriculturalinsuranceandthelandtran
