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1、OCEANMARINECARGOINSURANCECLAUSESi.scopeofcoverthisinsuranceisclassifiedintothefolloparticularaverage(f.p.a.),age,thepanyshallundertaketoindemnifythereforaccordingtotheinsuredconditionspecifiedinthepolicyandtheprovisionsoftheseclauses:1.freefromparticularaverage(f.p.a)this
2、insurancecovers:(1)totalorconstructivetotallossoftheentherebyinsuredcausedinthecourseoftransitbynaturalcalamities-----heavyi,earthquakeandflood.incaseaconstructivetotallossisclaimedfor,theinsuredshallabandontothepanythedamagedgoodsandallhisrightsandtitlepertainingthereto.
3、thegoodsoneachlightertoorfromtheseagoingvesselshallbedeemedaseparaterisk.constructivetotallossreferstothelossedinthepolicyi,entordischarge.(5)reasonablecostincurredbytheinsuredinsalvagingthegoodsoravertingorminimizingalossrecoverableunderthepolicy,providedthatsuchcostshal
4、lnotexceedthesuminsuredoftheconsignmentsosaved.(6)lossesattributabletodischargeoftheinsuredgoodsataportofdistressfolloloading,ediateportofcallorrefuge.(7)sacrificeinandcontributiontogeneraaverageandsalvagecharges.(8)suchproportionoflossessustainedbytheshipobursedbythecarg
5、ooentbothtoblamecollisionclause.2.theriskscoveredunderf.p.a.conditionasabove,thisinsurancealsocoverspartiallossesoftheinsuredgoodscausedbyheavyi,earthquakeand/orflood.3.allrisksasidefromtheriskscoveredunderthef.p.a.andagetotheinsuredgoodsexternalcausesinthecourseoftransit
6、.ii.exclusionsthisinsurancedoesnotcover:1.lossordamagecausedbytheintentionalactorfaultoftheinsured.2.lossordamagefallingundertheliabilityoftheconsignor.3.lossordamagearisingfromtheinferiorqualityorshortageoftheinsuredgoodspriortotheattachmentofthisinsurance.4.lossordamage
7、arisingfromnormalloss,inherentviceornatureoftheinsuredgoods,lossofmarketand/ordelayintransitandanyexpensesarisingtherefrom.5.risksandliabilitiescoveredandexcludedbytheoceanmarinecargootionclausesofthispany.iii.mencementandterminationofcover1.thetimethegoodsherebyinsuredle
8、avetheedinthepolicyforthemencementofthetransitandcontinuesinforceintheordinarycourseoftransitinc