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1、PICCP&CINSTITUTECARGOCLAUSES(B)RISKSCOVERED1.Thisinsurancecovers,exceptasprovidedinClauses4,5,6and7below,RisksClause1.1lossofordamagetothesubject-matterinsuredreasonablyattributableto1.1.1fireorexplosion1.1.2vesselorcraftbeingstrandedgroundedsunkorcapsized1.1.3overtur
2、ningorderailmentoflandconveyance1.1.4collisionorcontactofvesselcraftorconveyancewithanyexternalobjectotherthanwater1.1.5dischargeofcargoataportofdistress1.1.6earthquakevolcaniceruptionorlightning1.2lossofordamagetothesubject-matterinsuredcausedby1.2.1generalaveragesac
3、rifice1.2.2jettisonorwashingoverboard1.2.3entryofsealakeorriverwaterintovesselcraftholdconveyancecontainerliftvanorplaceofstorage,1.3totallossofanypackagelostoverboardordroppedwhilstloadingonto,orunloadingfrom,vesselorcraft.2.Thisinsurancecoversgeneralaverageandsalvag
4、echarges,adjustedordeterminedaccordingtothecontractofaffreightmentand/orthegoverninglawandpractice,incurredtoavoidorinconnectionwiththeavoidanceoflossfromanycauseexceptthoseexcludedinClauses4,5,6and7orelsewhereinthisinsurance.GeneralAverageClause3.Thisinsuranceisexten
5、dedtoindemnitytheAssuredagainstsuchproportionofliabilityunderthecontractofaffreightment"BothtoBlameCollision"Clauseasisinrespectofalossrecoverablehereunder.IntheeventofanyclaimbyshipownersunderthesaidClausetheAssuredagreetonotifytheUnderwriterswhoshallhavetheright,att
6、heirowncostandexpense,todefendtheAssuredagainstsuchclaim."BothtoBlameCollision"ClauseEXCLUSIONS4.InnocaseshallthisinsurancecoverGeneral4.1lossdamageorexpenseattributabletowilfulmisconductoftheAssuredExclusionsClause4.2ordinaryleakage,ordinarylossinweightorvolume,orord
7、inarywearandtearofthesubject-matterinsured4.3lossdamageorexpensecausedbyinsufficiencyorunsuitabilityofpackingorpreparationofthesubject-matterinsured(forthepurposeofthisClause4.3"packing"shallbedeemedtoincludestowageinacontainerorliftvanbutonlywhensuchstowageiscarriedo
8、utpriortoattachmentofthisinsuranceorbytheAssuredortheirservants)4.4lossdamageorexpensecausedbyinherentviceornatureofthesubje
