資源描述：
《金融專(zhuān)業(yè)外文翻譯-----電子銀行的風(fēng)險(xiǎn)管理》由會(huì)員上傳分享，免費(fèi)在線閱讀，更多相關(guān)內(nèi)容在工程資料-天天文庫(kù)。
1、外文翻譯原文RISKMANAGEMENTOFE-BANKINGACTIVITIESMaterialSource:UniversityGalati,EconomicScienceFacultyAuthor:VirlanutaFlorina，MogaLiliana，IoanViorica1.E-bankingrisksE-bankingisdefinedastheautomateddeliveryofnewandtraditionalbankingproductsandservicesdirectlytocusto
2、mersthroughelectronic,interactivecommunicationchannels.E-bankingincludesthesystemsthatenablefinancialinstitutioncustomers,individualsorbusinesses,toaccessaccounts,transactbusiness,orobtaininformationonfinancialproductsandservicesthroughapublicorprivatenetwor
3、k,includingtheInternetormobilephone.Customersaccesse-bankingservicesusinganintelligentelectronicdevice,suchasapersonalcomputer(PC),personaldigitalassistant(PDA),automatedtellermachine(ATM),kiosk,orTouchTonetelephone.InRomania,over23banksimplementedandofferno
4、we-bankingservices.Thecontinuousdevelopmentofthesupportingtechnology,informationsecurityande-bankingstrategyreflectsontheincreasingnumberofthee-bankingcustomers.AccordingtoCommunicationsandInformationTechnologiesMinistry,thenumberofe-bankingusersandthetransa
5、ctionsperformedinthissystem,aswellasthevalueofthesetransactions,registeredaspectacularrising,displayedinthegraphicsbelow:YearIndex2004200520062007E-bankingcustomers18.25944.538100.799187.471Transactionsnumber1.968.1702.244.0673.546.5494.851.427Transactionsva
6、lue(euro)7.911.987.70611.566.348.72020.510.170.66244.830.322.635Source:CommunicationsandInformationTechnologiesMinistry9Whiletherisksandcontrolsaresimilarforthevariouse-bankingaccesschannels,thisessayfocusesspecificallyonInternet-basedservicesduetotheInterne
7、t’swidelyaccessiblepublicnetworkAccordingly,thisprojectbeginswithadiscussionofthetwoprimarytypesofInternetwebsites:informationalandtransactional.Informationalwebsitesprovidecustomersaccesstogeneralinformationaboutthefinancialinstitutionanditsproductsorservic
8、es.Riskissuesexaminersshouldconsiderwhenreviewinginformationalwebsitesinclude:Potentialaccesstoconfidentialfinancialinstitutionorcustomerinformationifthewebsiteisnotproperlyisolatedfromthefinanc
