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1、1HangSengBankstrivestoprovidequalityhealthinsuranceservicestocustomersandjointlyoffersarangeofmedicalprotectionschemeswithBupa.AhealthinsurancespecialistinHongKong,BupaispartoftheBupagroupestablishedintheUKin1947.TheBupagroupisnowaleadinginternationalhealthcareorganisationserving32millioncus
2、tomersinmorethan190countriesthroughdiversifiedservicesincludinghealthinsurance,hospitals,primarycareanddentalcentres,workplacehealthservices,homehealthcare,healthassessments,chronicdiseasemanagementservices,nursingandresidentialcareforelderlypeople.2FullcoverforhospitalandsurgicalexpensesThi
3、sschemecoversuptoHK$4millionperyear(1)tofullyreimburseawiderangeofhospitalexpenses(3)atsemi-privateroomlevel.Youwon’thavetoworryaboutincurringshortfallsduetoindividualitemlimits.Yourcoverwillalsoberestoredeveryyearwithoutanylimitonthetotalofeligiblemedicalexpensesyoucanclaimduringthelifetime
4、.IfyouchoosetohaveyourtreatmentperformedbyaBupaappointedspecialist,yoursurgeonfeesandin-patientspecialistfeeswillalsobefullycovered(3).3EnhancedprotectionanddiscountswhenenrollingasafamilyWhenyouenrolwithyourfamily,thisschemeprovidesanadditionalfamilybenefit(2)ofuptoHK$2million,potentiallybo
5、ostingamember’scovertoashighasHK$6millioneveryyear(4).Thisbenefitcanbesharedamongfamilymembersinthecontractdependingonwhoneedsextracover.Withthefamilysubscriptiondiscounts,youwillalsoenjoybettervaluewhenenrollingwithmorefamilymembers.4,000,0001,000,0005,000,000+=HK$4millionHK$1millionHK$5mil
6、lion4,000,0002,000,0006,000,000+=HK$4millionHK$2millionHK$6millionCashlesstreatmentandnoclaimhassleWithyourBupamedicalcard,youmayenjoytheconvenience(5)ofcashlesstreatmentatdesignatedprivatehospitalsandBupaappointedclinics(ifClinicalBenefitisoptedfor)inHongKong(6).Youwon’tneedtomakepaymentsor
7、claimsaswewillsettleyourexpensesdirectlywiththehospitalordoctor(7),soyoucansimplyfocusongettingbetter.Foroverseashospitalisation,youcanenjoythesameserviceattheBupanetworkhospitalsaroundtheworldbycallingBupatomakethenecessaryarrangements(6).Moreaffo
