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1、theoreticalintroduction,makestheconcreteanalyses，empiricalresearch，andputsforwardthesolutionproposal．Thestructureofthisthesisgoesasfollows：first，thebackgroundandpurposeofthisstudyareintroduced．Then，thetheoryofindustrialcompetitivenessandthedefinitiono
2、fthecompetitivenessofcommercialbanksserveastheframeworkofthisthesis，andtheconnotationofthecompetitivenessofcitycommercialbanksisconcluded．Inchapter3，theoperationandmanagementofcitycommercialbanksinawhole，aswellasthatoftencitycommercialbanksavailablear
3、eexplicated，theopportunitiesandchallengesfacedbycitycommercialbanksaftertheopening—upofChinesebankingsystemareanalyzed．Inthefollowingthreechapters，inconsiderationofcomprehensiveness，feasibility,andstructurallayers，atwo-layerassessmentindexsystemofthec
4、ompetitivenessofcommercialbankingindustryisconstructed：existentcompetitiveness(includingbusinessscale，profitability,liquiditymanagement，assetsqualityandsafety,marketability,andmanagementcapability)andpotentialcompetitiveness(includinghumanresources，sc
5、ientificandtechnologicalcapability,financialinnovation，internationalizationofequityandgovernancestructure，andgovernmentalpolicypreference)．Withthecombinationofquantitativeapproachwithqualitativeones，thecompetitivenessofcitycommercialbanksarecomparedre
6、spectivelywithstate-ownedcommercialbanks，nationalshareholdingcommercialbanksandthetoptenbanksworldwide，thecurrentcompetitivenessofcitycommercialbanksinChinaisrevealedwiththeconclusionthatcitycommercialbankscallforenhancingtheircompetitiveness．Onthebas
7、isoftheanalyticalframework，theauthorhasconductedempiricalresearchtoexaminethecomparativeadvantageandweaknessofNanchangCityCommercialBank．Intheend，themajorsolutionsforenhancingtheindustrialcompetitivenessofcitycommercialbanksareputforward．First，createt
8、hefinancialecologicalenvironmentfavorabletothesurvivalanddevelopmentofcitycommercialbanks．Second，improvethemanagementofcitycommercialbanks，createpleasantinternalenvironment：settingdownthedifferentiatedcorporatestrategies，perfectingcorporategov
